For ShoppersFor Businesses

For Merchants & Brands

Sell More.
You Keep Control.

Your funding. Your gateway. Our software.

Offer interest-free installments — 2 to 12 payments — at checkout. You fund it on your own gateway, to your own customer. QisstPay brings the underwriting, risk network, and tools to run it. We're the brain; you keep the business.

45%

Higher AOV

2x

Repeat Purchases

30%

More Conversions

2–12

Installment Options

Let's be clear

The power of the merchant plus the QisstPay network

QisstPay does not lend money and we do not provide funding. You fund the installments yourself, on your own payment gateway, to your own customer. QisstPay is the software and the shared network that makes it safe and simple to do.

You keep everything

Your money, your gateway, your customer relationship, your margin. The cash never leaves your hands. We never touch your funds.

We bring the network

Every merchant on QisstPay strengthens a shared risk network. When a customer has paid other stores on time, you see that confidence instantly. Decide who to trust with better information than any one shop could have alone.

Software, not a bank

Underwriting, fraud checks, reminders, settlements, dashboards. We are the tools that run your installment program. No interest, ever. Fully Shariah compliant.

Built for Pakistan

2 to 12 monthly payments, zero interest, the way trusted shopkeepers have always sold to good customers. Now with the data and reach of a national network behind you.

Why Partner With Us

Built for Pakistani Commerce

Increase Average Order Value

Customers spend more when they can pay over time. Our merchants see AOV increases of up to 45% after adding QisstPay.

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Underwriting Built In

Every buyer is identity-verified and risk-scored in seconds against our shared customer network — so you fund installments with confidence, not guesswork.

Easy Integration

Our SDK integrates with any platform in minutes. Shopify, WooCommerce, custom e-commerce — we have a solution for you.

Shariah-Compliant

Offer your customers a payment option that aligns with their values. Certified interest-free, always.

Simple Process

Live in Three Steps

1

Integrate in Minutes

Add the QisstPay button to your checkout with our plug-and-play SDK. Works with Shopify, WooCommerce, custom builds, and more — on the gateway you already use.

2

Customers Split Payments

Your customers choose QisstPay at checkout and split their purchase into 2 to 12 interest-free installments — every buyer underwritten and risk-scored in seconds.

3

You Stay in Control

You fund the installments on your own gateway, to your own customer. QisstPay is the software layer — underwriting, identity verification, the shared risk network, scheduling, and reminders — in one dashboard.

Ready to Grow Your Sales?

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