QisstPay for Business

You already sell. Now let them pay in installments.

2 to 12 payments. Zero interest.

QisstPay is the software that splits any sale into small monthly payments — and shows you each customer's repayment history across the whole QisstPay network before you say yes. You fund it. You keep the margin. We run the rest.

No upfront cost. Set up in minutes.

Total purchasePKR 12,000PaidPKR3,000Month 2PKR3,000Month 3PKR3,000Month 4PKR3,000Choose 2 to 12 payments234612
Customer100%YOURSYou — the merchantQISSTPAY SOFTWAREPlans · Underwriting data · Reminders · Dashboard

How it works now

Your money. Your rules.

QisstPay is pure software. The customer pays you, through your own gateway. You keep 100% of the margin, and you decide who gets an installment plan. We give you the data and the automation to do it safely — you stay in control.

You fund each plan

On your own gateway

You keep the margin

100% of every sale

You set the rules

Who qualifies, which plans

Get started free

At checkout

Three simple steps

1

Customer picks a plan

They choose 2 to 12 monthly payments at your checkout. Zero interest, always.

2

You see their score

Their QisstPay repayment history appears instantly. Approve the good ones with confidence.

3

It runs itself

The schedule, reminders, and late fees are automatic. You watch from one dashboard.

Underwriting data

Know who to trust — before you approve

Every customer on QisstPay carries a repayment record. The moment they ask to pay in installments, you see their score and on-time history across the whole network — not just your store. Approve the reliable ones. Flag the risky ones.

  • A trust score for every customer
  • On-time vs missed payment history
  • Network-wide — every QisstPay merchant
  • Overdue customers flagged automatically
Get underwriting data free
742Good standingRepayment historyAcross thewhole network
Your rulesMax amountPlans offeredWho qualifiesInstallments at checkout

Plans & control

Pay in 2 to pay in 12 — you choose

Offer the plans that fit your margins. Set the maximum amount, choose which plans appear at checkout, and decide who qualifies. Switch installments on or off any time.

2346912
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Automatic

It collects for you

QisstPay reminds your customer before each due date, on the day, and after — by SMS and email. Late fees apply automatically. Overdue accounts are flagged. You watch it all from one dashboard.

Get started free
3 days beforeDue date!If late

Start offering installments today

Create your account, install one script on your store, and your 30-day underwriting window starts automatically. No upfront cost — software only.

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